The ‘All Risk’ insurance policy may be arranged to cover office and industrial equipment’s on “AII Risk’ basis. Just like the office and Industrial equipment can be insured under Fire and Burglary policies the perils covered would be limited when compared to the cover provided under the ‘All Risk’ policy. All Risks’ are usually covered except those specifically excluded under the policy. 

PLANT ALL RISKS {INCLUDING MACHINERY BREAKDOWN} INSURANCE: The policy will indemnify the insured against loss or damage to plants of various description, and other equipment (including but not limited to; transformer, passenger lifts, service lifts, water boilers, chillers, Generators, laundry equipment, kitchen equipment, electric panels etc.) resulting from fire, explosion, impact and other forms of damage including machinery breakdown which covers sudden and unforeseen physical loss or damage principally from sources within the machinery either while working or at rest.

CONTRACTORS ALL RISK INSURANCE: This policy covers civil works risk such as loss or damage to the contract works, Building, Roads, or Bridges and liability to the third party.

ELECTRONIC EQUIPMENT ALL RISKS INSURANCE: This policy covers all risks of loss or damage to computers and  electronic equipment  by   accident  or  unforeseen  losses which  can  materially affect the  subject matter of insurance in areas such as material damage, external data media and consequential loss or  increased cost of working.